Terms of Service

Assmbl is a platform to plan events with your friends. The Service is new and under active development: features will change, and some may be added, improved or removed as we learn what users need.

• You must be at least 16 to use the Service, and the age of majority where you live (or have a parent's or guardian's permission) to make a purchase.
• Give accurate information when you sign up and keep it up to date.
• Keep your password secure. You are responsible for activity on your account, and should tell us right away at compositionholdings@gmail.com if you think it has been accessed without permission.
• Accounts are for one person and may not be shared or resold.

• One-time payment. Assmbl is sold as one-time purchases of 3.99 USD, 8.99 USD or 14.99 USD, depending on the package you choose. Each purchase gives you access to the features included in that package, as described at checkout, for as long as we operate the Service. It is not a subscription, and you will not be charged again for that purchase.
• "Lifetime access" means the lifetime of the Service, not your lifetime. See section 4 for what happens if the Service closes.
• Taxes. Prices do not include applicable sales taxes. Any tax is added and shown at checkout before you pay.
• Payment. Payments are processed by Stripe. We never see or store your full card details.
• New paid features. We may offer new features or products separately in the future. We will never charge you for anything without your clear agreement first.
• Refunds. You can get a full refund within 14 days of purchase. See our Refund & Cancellation Policy.

If we decide to shut down the Service, we will email you at least 30 days in advance and give you a way to export your data. If the shutdown happens within 6 months of your purchase, we will refund the full amount you paid.

You agree not to:

• break any law or anyone's rights while using the Service;
• access, or try to access, other users' accounts or data;
• probe, scan, test or attack the Service's security, or interfere with its operation;
• copy, reverse engineer or decompile the Service, except where the law permits it;
• use bots, scrapers or other automated tools to access the Service without our permission;
• upload malware or anything harmful;
• harass others or use the Service to send spam;
• resell or share access to the Service.

We may suspend or close accounts that break these rules.

You keep ownership of the information and content you add to the Service. You give us permission to store, process and display it only as needed to run and improve the Service for you. Our Privacy Policy explains how we handle personal information.

The Service, including its software, design, text and branding, belongs to us. We give you a personal, non-exclusive, non-transferable right to use the Service under these Terms. If you send us feedback or ideas, we may use them without any obligation to you.

The Service relies on third parties such as Lovable (hosting) and Stripe (payments). Their own terms apply to your use of their services, and we are not responsible for them.

We work to keep the Service available, but it may sometimes be interrupted for maintenance, updates or reasons outside our control. We may change the Service over time. If a change significantly reduces what you paid for, contact us and we will work out a fair solution, which may include a refund.

To the extent the law allows, the Service is provided "as is" and "as available", without warranties of any kind beyond those the law requires. Nothing in these Terms removes rights you have as a consumer under the laws where you live, including the Quebec Consumer Protection Act and EU and UK consumer law.

To the extent the law allows:

• we are not liable for indirect or consequential losses, such as lost profits, lost data or business interruption; and
• our total liability to you for any claim relating to the Service is limited to the amount you paid us.

These limits do not apply where the law does not allow them, including liability for our intentional or gross fault, or for death or personal injury, and they do not limit your rights as a consumer.

• You can stop using the Service and delete your account at any time in your account settings. Deleting your account does not by itself give you a refund outside the 14-day refund period.
• We may suspend or close your account if you seriously or repeatedly break these Terms. If we close your account for any other reason, we will refund the amount you paid.

These Terms are governed by the laws of the Province of Quebec and the applicable laws of Canada. Disputes will be heard by the courts of Quebec in the judicial district of Québec. If you are a consumer living elsewhere, you keep the protection of the mandatory laws of your country or province, and may bring a claim in your local courts where the law allows.

Before starting a formal dispute, please contact us at compositionholdings@gmail.com. Most issues can be solved quickly that way.

We may update these Terms. We will post the new version here with a new effective date, and for significant changes we will email you at least 30 days before they take effect. If you don't accept the changes, you may stop using the Service and delete your account.

• These Terms, with the Privacy Policy and Refund & Cancellation Policy, are the entire agreement between you and us about the Service.
• If any part is found unenforceable, the rest still applies.
• If we don't enforce a right right away, we have not waived it.
• We may transfer these Terms to a successor if the Service is sold or transferred, and will tell you if that happens. You may not transfer them without our agreement.
• Language. A French version of these Terms is available at our Termes et Conditions page. You have expressly chosen to be bound by the English version. Vous avez expressément choisi d'être lié par la version anglaise des présentes conditions.

Composition Holdings Inc. (Assmbl) — compositionholdings@gmail.com